SANTA FE, NM - Due to weather conditions Santa Fe County Offices will open at 10:00 a.m. on Friday, November 22. We apologize for the inconvenience.

Santa Fe County

Growth Management / Land Use

Downpayment Assistance Program

Downpayment assistance in the form of zero percent, non-amortizing deferred payment loans are available from the County. Assistance up to $20,000 is available for households with incomes at or under 65% of AMI; up to $15,000 is available for households with AMI of 65%-80%; and up to $10,000 is available for households with 80%-100% of AMI.

Applicants are required to submit an application which asks questions on household income, the property being purchased, the loan that is proposed for financing, current housing expense and more. The application is attached. Applicants must be a first-time homebuyer, must have received homebuyer education, must have received mortgage loan approval pending receipt of the County assistance and must have prepared a realistic household budget. After County staff reviews the completed application including all required submittals, a package is submitted to a Loan Review Committee which makes the final decision on each request for assistance.

Upon approval of a request, AHP staff prepares the note and mortgage which secures the loan and which must be executed by the recipient at closing. This loan is subordinated to the first mortgage loan that the recipient receives. For more information on the program and the application process, please contact AHP staff.

Downpayment Assistance Application

Affordable Housing Program Staff

Robert Griego, Planning Manager
505-986-6215 and [bot protected email address]

Connect with Us

  • FIND SANTA FE COUNTY ON FACEBOOK
  • FIND SANTA FE COUNTY ON INSTAGRAM
  • FIND SANTA FE COUNTY ON TWITTER

Sign up for news updates!

Get trusted alerts from your
local police & other agencies!

Neighborhood level information by text message.

Sign up now »