Foreclosure Prevention Program To prevent foreclosure of a home purchased under the Affordable Housing Program and for which the County holds an Affordability Mortgage and Lien, the County has five tools which it uses to prevent foreclosure:

  1. Assist homeowner in seeking a refinance of an existing loan from the first mortgage lender
  2. Assist homeowner in securing a loan modification from the first mortgage lender
  3. Grant emergency short-term mortgage assistance per program requirements in cases of job loss or other severe economic hardships
  4. Arrange a voluntary sale to another income qualified buyer meeting program requirements
  5. Purchase the home.

Foreclosure Prevention Policy



Affordable Housing Program Staff

Deputy Community Development Director
Denise Benavidez
(505) 986-6264